Now Serving You In Two Locations
La Mesa Preowned #1
1-6992 EL CAJON BVLD, SAN DIEGO,CA 92115
1-6992 EL CAJON BVLD, SAN DIEGO,CA 92115
La Mesa Preowned #2
2-5901 MISSION GORGE RD SAN DIEGO,CA,92120
2-5901 MISSION GORGE RD SAN DIEGO,CA,92120
Used Car Financing
In La Mesa
Find the best financing deals regardless of how bad your credit may be. We have helped many customers in La Mesa with getting into their dream car even if they have had a bad credit history before.
CARS, TRUCKS & VANS
NO PRESSURE SALES
LOWEST PRICE GUARANTEED
FINANCE YOUR VEHICLE
CARS, TRUCKS & VANS
NO PRESSURE SALES
LOWEST PRICE GUARANTEED
I Need A Car
Search Options:
43
Vehicles
Found
Silver Sky Metallic
Cement Gray
Automatic
Gasoline
2.7L I4 159hp 180ft. lbs.
28,676 miles
VIN: 3TYAX5GN5MT011579
Internet Price
$33,995
Machine Gray Metallic
Black
Automatic
Gasoline
SKYACTIV-G 2.5L I4 187hp 186ft. lbs.
43,913 miles
VIN: JM1GL1VMXL1524326
Internet Price
$18,994
Silver
Black
Automatic
Flex-fuel
Pentastar 3.6L Flex Fuel V6 283hp 260ft. lbs.
90,294 miles
VIN: 2C4RDGCG6KR692996
Internet Price
$14,995
Gray
Black
Automatic
Gasoline
EcoBoost 1.5L Turbo I4 181hp 185ft. lbs.
84,975 miles
VIN: 3FA6P0HD9KR175949
Internet Price
$13,995
Brilliant Silver Metallic
Gray
Automatic
Gasoline
1.6L I4 122hp 114ft. lbs. SULEV
59,887 miles
VIN: 3N1CP5CU8KL519326
Internet Price
$14,995
Cornflower Blue
Gray
Automatic
Gasoline
2.0L Turbo I4 228hp 258ft. lbs.
79,210 miles
VIN: 3VW6T7AU6KM010296
Internet Price
$19,995
Gun Metallic
Gray
Automatic
Gasoline
2.5L I4 179hp 177ft. lbs.
97,430 miles
VIN: 1N4AL3APXJC193952
Internet Price
$12,994
Gray
Black
Automatic
Gasoline
2.0L Turbo I4 248hp 258ft. lbs.
67,208 miles
VIN: WBA2H9C57HV642000
Internet Price
$17,995
Silver
Black
Automatic
Gasoline
3.6L V6 281hp 266ft. lbs.
155,308 miles
VIN: 1GNKVGKD5HJ111532
Internet Price
$10,995
Frost White Pearl
Gray
Automatic
Gasoline
Theta II 2.0L Turbo I4 240hp 260ft. lbs.
121,155 miles
VIN: 5XYZW4LA8HG479825
Internet Price
$15,995
Quartz White Pearl
Gray
Automatic
Gasoline
Nu 2.0L I4 147hp 132ft. lbs.
103,629 miles
VIN: 5NPD74LF6HH091732
Internet Price
$11,995
Gun Metallic
Charcoal
Automatic
Gasoline
5.6L V8 390hp 394ft. lbs.
95,116 miles
VIN: JN8AY2NCXH9500383
Internet Price
$19,994
How Does Auto Financing Work?
Auto financing means to directly lend money to you from a bank, companies specialized in finance, or credit companies. You agree on the loan needed, as well as extra charges for taking the loan. Then you can official buy your new car with the money that you got from the loan. This gives people a sense of hope, since even if they do not have money; they are able to enjoy nice things in life. Especially since transportation is a huge aspect in the world today, and will continue being so. But the main questions is not what you want to buy with it, it is how auto financing functions.What are my options?
First off, you should figure out which options you want to choose. These are the options at hand; they are a mixture of indirect or direct loans.
- From the dealership itself, they offer you loans, so you can pay in installments. However the extra charge rate may be higher than when you chose direct loans.
- Banks may not be to what you are expecting when comparing with the other options. But they give you the best rates and accessible loans on spot. But to receive a loan, you need approve by the head of the bank as well as a good credit history.
- Online loans, they may seem the best options since they have low rates and could be used any time. This option is best if you are interested in doing things your way.
Amounts of extra charge that may be asked
If your credit is not so great, be prepared to pay a little more in interest rates as the bank will be giving you a higher APR due to being a higher risk customer. As with any loan, there will be interest rates regardless if you have good credit (if you wish to try to apply for a no interest loan, you can contact a credit union or bank directly).
- As previously mentioned, your credit score does play an important role when asking for a loan. If your credit score is amazing, then the fees tend to decrease a little since the loaners are more trusting of you. Plus, you can ask for large amounts of money when needed.
- Pay back within a short time span, will make your rates less since it will not be that long before they receive their money. This is a good option, but at times defeats the purpose of the loan, if you have to pay it back quickly.
- The type/ age of car you are buying. Each car has its different types of loans. Therefore, it is best to search before hand on the fees that will be processed with each vehicle.
- Make your first down payment big. This may seem as the most reasonable option. You can save up a bit to make sure your first payment is big enough to make loaners trust you. Thus giving you the privilege of a lower fee since you would be considered reliable.
